Key Takeaways
- You need 4 primary documents: EAD, EIN confirmation, 3 months of bank statements, and I-918 notice
- No tax returns required for advances under $150K
- No green card or permanent residency documentation required
- Most U visa holders have all required documents immediately available
- Documents can be submitted via secure upload — no in-person visit required
One of the most common barriers between a U visa holder and business funding is uncertainty about what documents to gather. This page gives you the complete, authoritative list of what Bankable requires — and what it does not require — so you can apply with confidence.
Required Documents (All Applicants)
| Document | What It Proves | Where to Get It |
|---|---|---|
| EAD Card (Form I-766) | Work authorization — the only immigration document required | Your physical card. If expired, include renewal notice (Form I-797) |
| EIN Confirmation | Business identity and tax registration | IRS CP-575 letter or online EIN confirmation. If lost, call IRS Business Line: 800-829-4933 |
| 3 Months Business Bank Statements | Revenue history — the primary credit factor | Download from your business bank's online portal as PDF |
| Government-Issued Photo ID | Identity verification | Passport, state ID, or driver's license. Foreign passports are accepted. |
Additional Documents (Situation-Specific)
| Situation | Additional Document |
|---|---|
| Advances above $150K | Most recent 2 years of business tax returns (Schedule C or business return) |
| Advances above $250K | 12 months of bank statements + tax returns |
| Equipment financing | Vendor quote, equipment photos (for used equipment over $25K) |
| Business acquisition | Target business financials (12-24 months), purchase agreement or LOI |
| Second location funding | Signed lease or letter of intent for the new location |
| Multiple owners (20%+) | EAD and ID for each owner with 20%+ ownership |
Documents That Are NOT Required
- Green card or Permanent Resident card
- U.S. passport or birth certificate
- USCIS approval notices (beyond EAD) for advances under $150K
- Social Security statement or benefits letter
- Personal tax returns (unless business advances exceed $250K)
- Business plan (for advances under $150K)
- Collateral appraisal (for advances — equipment financing is different)
How to Submit Documents
All documents can be submitted securely through Bankable's online portal at bankablefunds.com/bankability-score. You can photograph documents with your phone — clear, legible photos are sufficient. No in-person visit, no notarization, and no certified translation is required for English or Spanish documents.
Frequently Asked Questions
Yes. Foreign passports are accepted as government-issued photo ID. You do not need a U.S. state ID or driver's license.
Apply with what you have and contact us to discuss. If you have strong business activity but fewer than 3 months of statements, we can sometimes supplement with invoices, contracts, or 1099s.
PDF format is preferred. If your bank provides statements only in HTML or image format, photographs of printed statements are acceptable. Statements must show account holder name, account number (last 4 digits), transaction dates and amounts, and ending balance.
It helps to include it, but it is not required for advances under $150K. Your EAD alone is sufficient proof of your immigration status.
Submit what you have. For businesses with 60-90 days of history, we can sometimes work with supplemental documentation like invoices, contracts, or sales receipts.
Only for advances above $150K. For advances under $150K — which covers the majority of U visa business funding — bank statements are sufficient.
Yes. Bankable has Spanish-speaking loan advisors and can process documents in Spanish. Contracts and agreements will be provided in English, with Spanish translation available on request.
Bankable uses 256-bit SSL encryption for all document uploads. Documents are stored in a secure, encrypted environment and accessed only by loan processing staff.