About Bankable

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Key Takeaways

KEY TAKEAWAYS

Bankable Capital LLC is a Delaware-incorporated business funding company providing revenue-based capital from $50K to $5M. Specializing in non-citizen and visa-holder funding, Bankable offers 48-hour decisions with 92% approval rates — no equity required, no SBA citizenship restrictions.

Every year, millions of small business owners are denied funding\u2014not because their businesses aren't viable, but because they applied for the wrong product, with the wrong lender, at the wrong time. The problem isn't the business. The problem is the match.

Bankable was built to fix that. We created the Bankability Standard\u2014a framework that evaluates your business across the same criteria lenders use, then matches you with the funding products and partners where your approval odds are highest.

The Bankability Standard

  1. Revenue Strength \u2014 Consistent, verifiable business income
  2. Credit Profile \u2014 Personal and business credit health
  3. Time in Business \u2014 Operational track record
  4. Industry Risk \u2014 Sector-specific lending considerations
  5. Cash Flow Management \u2014 How you handle money in vs. money out
  6. Collateral Position \u2014 Assets available to secure financing
  7. Documentation Readiness \u2014 Tax returns, bank statements, and legal filings

How We Work

We are not a bank. We are a strategic capital marketplace that partners with 75+ funding sources including banks, SBA lenders, credit unions, and alternative finance companies. When you work with Bankable, we submit your application to the lenders most likely to approve you\u2014saving time, protecting your credit, and maximizing your terms.

Frequently Asked Questions

Is Bankable a direct lender?

No. Bankable is a commercial lending marketplace. We partner with 75+ banks, SBA lenders, and alternative finance companies to match your business with the best funding option.

Does checking my Bankability Score affect my credit?

No. The Bankability Score calculator uses self-reported information and does not perform a credit check. A hard inquiry only occurs after you formally apply with a specific lender.

What industries does Bankable serve?

We serve businesses in every industry across all 50 states, with specialized expertise in construction, trucking, restaurants, medical practices, real estate investing, ecommerce, manufacturing, dental, consulting, and retail.

How is Bankable different from other lending marketplaces?

Three things: our Bankability Score gives you a pre-qualification assessment before you apply; our matching algorithm considers 50+ data points to optimize approval odds; and our team includes former underwriters who know exactly what each lender looks for.

RELATED RESOURCES

→ Check Your Bankability Score → 2026 SBA Rule Changes → Documents Needed → Visa Funding Options

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Up to $5M · 92% approval rate · No equity required · All visa types welcome

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