Key Takeaways
- TN visa holders operating businesses in Florida qualify for Bankable funding
- No green card required — revenue-based capital available to all TN holders with SSN
- SBA eliminated TN eligibility March 2026 — Bankable is the non-SBA alternative
- 48-hour decisions for established businesses with 6+ months revenue history
- Bankable serves all industries in Florida regardless of business type
TN visa professionals in Florida represent some of the most educated and highest-earning business owners in the state. Concentrated in Miami and Orlando and across Florida's major economic centers, TN holders from Canada and Mexico build businesses that range from technology startups and professional service firms to manufacturing operations and retail enterprises. Bankable provides these entrepreneurs with the revenue-based capital they need — without the immigration status barriers that prevent traditional banks and the SBA from serving them.
Florida's TN population is distinctive for its concentration of Mexican professionals in the greater Miami area — a natural consequence of Miami's role as the business gateway to Latin America. Mexican architects, engineers, management consultants, and scientists based in Mexico City, Guadalajara, and Monterrey frequently relocate to Miami on TN status to serve their Latin American clients' US operations. Canadian TN holders in Florida concentrate in Tampa and Orlando, often in technology, healthcare, and hospitality management roles. Florida's tax-free personal income environment and real estate market attract TN professionals who build investment portfolios alongside their professional careers.
The SBA Rule Change and Florida TN Business Owners
Effective March 1, 2026, the Small Business Administration eliminated TN visa holders from eligibility for SBA 7(a) and SBA 504 loans. In Florida, this affects thousands of TN professionals who have built successful businesses and previously qualified — or planned to qualify — for SBA financing. The industries most affected include Finance, technology, hospitality, real estate, healthcare, professional services, international trade.
Bankable is not an SBA lender. We deploy our own capital based on business revenue performance. TN holders in Florida who have been declined by banks or lost SBA eligibility can apply with Bankable and receive a decision within 48 hours. Learn more about SBA alternatives for TN holders.
How TN Holders Build Businesses in Florida
Miami is the de facto capital of US-Latin America business. Mexican TN holders in Miami serve as conduits between US and Mexican/Latin American business communities — a uniquely valuable position in international commerce.
The typical TN business owner in Florida has been in the US for 3-10 years, has established financial history through their primary TN employment, and owns their business through a US LLC or corporation registered in Florida or Delaware. Many are married, with a spouse who may have separate work authorization — allowing a natural operator structure for businesses that the TN holder would not work in directly.
Industries Most Common Among TN Business Owners in Florida
- Finance
- technology
- hospitality
- real estate
- healthcare
- professional services
- international trade
Bankable Funding Products Available in Florida
- Revenue-based capital: $25,000 to $5,000,000 based on monthly business revenue with repayment as a percentage of daily sales
- Equipment financing: Asset-backed financing for business equipment using the equipment as collateral
- Business lines of credit: Revolving credit for ongoing operational needs
- Working capital advances: Fast capital for immediate business needs with 48-hour decisions
Check your Bankability Score to see your preliminary funding capacity based on your Florida business revenue. The assessment takes 5 minutes and creates no obligation. Learn how Bankable compares to SBA loans for TN visa holders specifically.
Revenue-Based Capital
Up to $5M based on business revenue. Repay as a percentage of daily deposits.
Apply Now →Business Line of Credit
Revolving credit for operational needs. Draw what you need, repay, draw again.
Explore →Frequently Asked Questions
Yes. Bankable provides revenue-based capital to TN visa holders operating US businesses in all 50 states. No green card or permanent residency is required.
The SBA updated its eligibility rules effective March 1, 2026, excluding TN visa holders from SBA 7(a) and SBA 504 programs. Bankable provides a non-SBA alternative with 48-hour decisions.
Bankable reviews 3-6 months of business bank statements, merchant processing data, and basic business documents. State of operation does not affect eligibility. Revenue quality and consistency are the primary underwriting factors.
Bankable delivers decisions within 48 hours of a complete application. Funds are typically available within 3-5 business days.
No. Bankable evaluates the business entity's revenue, not physical location requirements. You must have a US-registered business entity and SSN to apply.
TN holders in Florida are most commonly found in Finance, technology, hospitality, real estate, healthcare, professional services, international trade. The specific concentration varies by region within the state — Miami and Orlando has the highest concentration of TN professional business owners.
Yes. Canadian TN holders operating businesses in Florida are eligible for Bankable capital. Business bank statements showing Florida-based revenue are the primary underwriting input.
Yes. Mexican TN holders with US businesses operating in Florida are fully eligible for Bankable funding. Revenue from Florida-based operations qualifies for revenue-based capital advances.
Yes. Bankable funds TN visa businesses throughout Florida, including Miami and Orlando and all other metropolitan and rural areas. Location within the state does not affect eligibility.
Bankable funds up to $5,000,000 based on monthly business revenue. The specific amount is determined by revenue volume, consistency, and business profile. Check your Bankability Score for a preliminary estimate.