Key Takeaways
- No — Bankable does not require a green card, citizenship, or permanent residency
- Bankable's eligibility is based entirely on your business's revenue performance
- TN, H-1B, E-2, L-1, O-1, and other non-immigrant visa holders all qualify
- Your immigration status is not collected or evaluated in Bankable's underwriting
- The only immigration-related question: do you have a valid SSN and EIN? Both are accessible to TN holders
The direct answer: No. Bankable does not require a green card, permanent residency, or US citizenship. Our underwriting model evaluates your business's revenue performance, not your immigration status. This is the core reason Bankable exists — to provide capital to businesses that are financially strong but excluded from traditional lending due to immigration requirements.
What Bankable Actually Requires
To qualify for Bankable capital, you need: A US-registered business entity (LLC, S-corp, or C-corp registered in any US state). An EIN (Employer Identification Number) issued by the IRS — available to TN holders regardless of visa status. An SSN (Social Security Number) — available to TN holders through USCIS authorization. A US business bank account — accessible to TN holders through any US bank. Verifiable business revenue — typically $15,000+ per month for the past 6+ months. That's the complete list. No green card. No citizenship check. No immigration status box on the application.
What Bankable Does Not Require
Bankable's application does not include: visa status questions, USCIS receipt numbers, green card information, citizenship attestations, or immigration attorney verification. This is by design. Bankable's model is built on the principle that a business's revenue performance is a more reliable predictor of loan repayment than the owner's immigration status.
Check your Bankability Score to see your eligibility without providing any immigration information.
How This Differs From SBA and Bank Requirements
For comparison: SBA 7(a) and 504 loans require lawful permanent resident status or US citizenship for all 20%+ principals (as of March 2026). Most traditional banks require citizenship or permanent residency for business loan principals, or impose significantly stricter documentation requirements for non-citizen borrowers. Bankable has no such requirement.
Why Bankable Built an Immigration-Neutral Model
Bankable recognized that immigrant-owned businesses — including TN visa holders — are among the most financially disciplined borrowers in the US. Canadian and Mexican TN professionals have average incomes significantly above the US median, strong financial management skills developed in rigorous professional careers, and deep motivation to build successful US businesses. Excluding them from capital based on immigration status is both economically irrational and commercially counterproductive. Bankable's model captures this market opportunity.
Learn about all Bankable products available to TN holders.