Key Takeaways
- TN visa holders operating businesses in Arizona qualify for Bankable funding
- No green card required — revenue-based capital available to all TN holders with SSN
- SBA eliminated TN eligibility March 2026 — Bankable is the non-SBA alternative
- 48-hour decisions for established businesses with 6+ months revenue history
- Bankable serves all industries in Arizona regardless of business type
TN visa professionals in Arizona represent some of the most educated and highest-earning business owners in the state. Concentrated in Phoenix and Tucson and across Arizona's major economic centers, TN holders from Canada and Mexico build businesses that range from technology startups and professional service firms to manufacturing operations and retail enterprises. Bankable provides these entrepreneurs with the revenue-based capital they need — without the immigration status barriers that prevent traditional banks and the SBA from serving them.
Arizona has a large and growing Mexican TN professional population driven by the state's geographic proximity to the Mexican border at Nogales and the Douglas-Agua Prieta crossing. Mexican engineers, scientists, and management professionals who work in Arizona's manufacturing sector — particularly semiconductor manufacturing (TSMC, Intel), defense, and aerospace — represent a significant TN community. Canadian TN holders in Arizona concentrate in real estate, technology, and healthcare roles, attracted by the state's low taxes, warm climate, and relative affordability compared to California. Phoenix has emerged as a major destination for California tech workers who retain their TN employment while relocating for lifestyle reasons.
The SBA Rule Change and Arizona TN Business Owners
Effective March 1, 2026, the Small Business Administration eliminated TN visa holders from eligibility for SBA 7(a) and SBA 504 loans. In Arizona, this affects thousands of TN professionals who have built successful businesses and previously qualified — or planned to qualify — for SBA financing. The industries most affected include Semiconductor manufacturing, defense, aerospace, technology, real estate, healthcare, construction.
Bankable is not an SBA lender. We deploy our own capital based on business revenue performance. TN holders in Arizona who have been declined by banks or lost SBA eligibility can apply with Bankable and receive a decision within 48 hours. Learn more about SBA alternatives for TN holders.
How TN Holders Build Businesses in Arizona
Arizona shares a border with the Mexican state of Sonora, and Nogales is an important US-Mexico trade crossing. Mexican engineers in Arizona's manufacturing sector frequently cross for business and maintain dual-country operations.
The typical TN business owner in Arizona has been in the US for 3-10 years, has established financial history through their primary TN employment, and owns their business through a US LLC or corporation registered in Arizona or Delaware. Many are married, with a spouse who may have separate work authorization — allowing a natural operator structure for businesses that the TN holder would not work in directly.
Industries Most Common Among TN Business Owners in Arizona
- Semiconductor manufacturing
- defense
- aerospace
- technology
- real estate
- healthcare
- construction
Bankable Funding Products Available in Arizona
- Revenue-based capital: $25,000 to $5,000,000 based on monthly business revenue with repayment as a percentage of daily sales
- Equipment financing: Asset-backed financing for business equipment using the equipment as collateral
- Business lines of credit: Revolving credit for ongoing operational needs
- Working capital advances: Fast capital for immediate business needs with 48-hour decisions
Check your Bankability Score to see your preliminary funding capacity based on your Arizona business revenue. The assessment takes 5 minutes and creates no obligation. Learn how Bankable compares to SBA loans for TN visa holders specifically.
Revenue-Based Capital
Up to $5M based on business revenue. Repay as a percentage of daily deposits.
Apply Now →Business Line of Credit
Revolving credit for operational needs. Draw what you need, repay, draw again.
Explore →Frequently Asked Questions
Yes. Bankable provides revenue-based capital to TN visa holders operating US businesses in all 50 states. No green card or permanent residency is required.
The SBA updated its eligibility rules effective March 1, 2026, excluding TN visa holders from SBA 7(a) and SBA 504 programs. Bankable provides a non-SBA alternative with 48-hour decisions.
Bankable reviews 3-6 months of business bank statements, merchant processing data, and basic business documents. State of operation does not affect eligibility. Revenue quality and consistency are the primary underwriting factors.
Bankable delivers decisions within 48 hours of a complete application. Funds are typically available within 3-5 business days.
No. Bankable evaluates the business entity's revenue, not physical location requirements. You must have a US-registered business entity and SSN to apply.
TN holders in Arizona are most commonly found in Semiconductor manufacturing, defense, aerospace, technology, real estate, healthcare, construction. The specific concentration varies by region within the state — Phoenix and Tucson has the highest concentration of TN professional business owners.
Yes. Canadian TN holders operating businesses in Arizona are eligible for Bankable capital. Business bank statements showing Arizona-based revenue are the primary underwriting input.
Yes. Mexican TN holders with US businesses operating in Arizona are fully eligible for Bankable funding. Revenue from Arizona-based operations qualifies for revenue-based capital advances.
Yes. Bankable funds TN visa businesses throughout Arizona, including Phoenix and Tucson and all other metropolitan and rural areas. Location within the state does not affect eligibility.
Bankable funds up to $5,000,000 based on monthly business revenue. The specific amount is determined by revenue volume, consistency, and business profile. Check your Bankability Score for a preliminary estimate.