Key Takeaways
- Early-stage businesses with 4+ months of documented revenue qualify for initial Bankable funding
- Startup funding is available across all industries — restaurant, cleaning, trucking, tech, and more
- Equipment financing for startup purchases available with lower revenue requirements
- No green card required — EAD and early revenue documentation sufficient
- Bankable grows with your business — larger advances as your revenue track record builds
Starting a business as a VAWA self-petitioner is one of the most courageous financial decisions you can make. You are building income and independence without the safety nets that many other entrepreneurs take for granted. Bankable acknowledges this courage by offering startup funding from the earliest stages of business — as little as 4 months of documented revenue is sufficient to begin accessing our programs.
Startup funding from Bankable is intentionally scaled to early-stage businesses: we do not advance amounts that would overwhelm a new operation's repayment capacity. We start with what is appropriate for your stage and scale with your growth. Many of our largest, most successful clients began with a $15,000 startup advance and returned quarterly as their businesses grew.
Startup Funding by Business Stage
| Stage | Months in Business | Typical Amount |
|---|---|---|
| Early Stage | 4–6 months | $15,000–$35,000 |
| Growth Stage | 7–12 months | $35,000–$75,000 |
| Established | 12–24 months | $75,000–$200,000 |
| Mature | 24+ months | $200,000–$500,000+ |
Early-Stage Working Capital
$15K–$35K for businesses 4–6 months old with documented revenue.
Learn More →Startup Equipment Financing
Finance startup equipment purchases with the asset as collateral.
Learn More →Frequently Asked Questions
No. Bankable does not require a green card, US citizenship, or permanent residency. A valid Employment Authorization Document (EAD), business EIN, and 4 months of documented business revenue are the primary requirements.
Bankable issues funding decisions within 48 hours of a complete application. Funds reach your business bank account within 3 to 7 business days of approval.
No. Business financing is a lawful commercial activity. Bankable does not report to USCIS or any immigration agency. Your petition and your business financing are entirely separate matters.
No. Bankable requires a minimum of 4 months of documented business revenue. Pre-revenue startups are not eligible. Build your first 4 months of revenue through bootstrapping, then return to Bankable for your first advance.
Businesses between 4 and 6 months old qualify for our early-stage program with smaller initial advances ($15,000–$35,000). These amounts are designed to be serviceable from early-stage revenue without creating undue repayment pressure.
No business plan is required. We evaluate actual revenue, not projected revenue. A business that has generated $12,000/month for 4 months is more bankable than a business plan projecting $50,000/month with no history.
Yes. Working capital for product/service expansion — adding a new menu item, starting a cleaning services division alongside an existing business, or launching an e-commerce channel — is eligible use of startup funding for businesses with existing revenue.
Typically after repaying 50–60% of your initial advance, you become eligible for additional funding. For fast-growing businesses, this can happen within 3–6 months of the initial advance.