Key Takeaways
- VAWA petitioners who own construction businesses qualify for Bankable's contractor funding programs
- General contractors, remodelers, specialty trades (plumbing, electrical, HVAC) all eligible
- Equipment financing for tools and vehicles uses assets as collateral for lower rates
- Job cost financing bridges the gap between material costs and progress payments
- No green card required — contractor license, EAD, and revenue history are sufficient
Construction entrepreneurship is one of the most significant business ownership pathways for VAWA self-petitioners, particularly those with skilled trades backgrounds from their home countries. Roofers, tile setters, painters, landscapers, remodelers, and general contractors who build businesses in the US are creating real economic value — and they deserve access to the capital that makes growth possible.
The construction industry's payment structure creates a predictable cash flow problem: you pay for materials and labor upfront, then wait 30–90 days for progress payments or final invoices to clear. Bankable bridges this gap with job-cost financing and working capital that converts completed work into available cash.
How VAWA Business Owners Use This Funding
- Job Cost Financing: Advance against submitted invoices on completed construction work. Stop waiting for slow-paying GCs.
- Equipment Financing: Finance trucks, excavators, lifts, and specialty tools with the equipment as collateral.
- Payroll and Materials Capital: Cover labor and materials costs on new jobs before the first progress payment arrives.
Frequently Asked Questions
No. Bankable does not require a green card, citizenship, or permanent residency. A valid EAD, business EIN, and 4 months of business revenue documentation are sufficient to apply.
Bankable issues approval decisions within 48 hours of a complete application. Funds typically reach your business bank account within 3 to 7 business days.
No. Business financing is a lawful commercial activity. Bankable does not report to USCIS or any immigration agency. Your petition is unaffected by obtaining business funding.
Most Bankable programs require a minimum of $10,000–$15,000 in consistent monthly business revenue over at least 4 months. Check your Bankability Score for personalized thresholds.
Yes. We require a minimum of 4 months of documented business revenue. Businesses between 4 and 12 months old may access smaller initial advances with growth paths to larger amounts.
Contractor licensing is governed by state law. Most states allow EAD holders to obtain contractor licenses. Requirements vary by state and trade. Check with your state contractor licensing board for specific EAD holder eligibility in your trade.
We look for a minimum of $25,000 in consistent monthly construction revenue over at least 4 months. General contractors with multiple active jobs simultaneously typically qualify for the largest advance amounts.
Yes. Materials financing is one of the primary uses of construction working capital. Bankable advances capital for materials purchases before job start, with repayment from project milestone payments.
Job cost financing advances capital before you submit an invoice — for materials and labor on a job in progress. Invoice financing advances against invoices already submitted and pending payment. Both are available through Bankable's construction programs.
Subcontractors are eligible. Bankable evaluates your subcontract agreements and payment history from general contractors. The same revenue and documentation requirements apply to subs as to general contractors.