Key Takeaways
- T visa holders qualify based on business revenue, not immigration status
- Fund fleet vehicles, refrigerated trucks, and warehouse leases
- Beverage distribution businesses average $380K in annual revenue
- Revenue-based repayment flexes with your seasonal sales cycles
- Apply in 5 minutes — decisions within 48 hours
A beverage distribution business requires significant capital to stock inventory, maintain refrigerated vehicles, and service accounts across wide territories. For T visa holders who have built routes and customer relationships, Bankable provides the working capital to grow without green card barriers.
What Beverage Distributors Fund
- Fleet Expansion: Add refrigerated delivery trucks to serve more accounts and expand your territory.
- Warehouse Lease Deposits: Secure cold storage and distribution hubs in strategic locations.
- Inventory Financing: Pre-purchase seasonal stock, new product lines, and promotional inventory.
- Route Acquisition: Purchase established delivery routes from retiring distributors.
- Working Capital: Bridge the gap between large account invoices and payment terms.
Qualification Criteria
Bankable evaluates your Bankability Score based on monthly delivery revenue, customer account stability, and fleet asset value. T visa holders with 6+ months of documented distribution revenue qualify on the same terms as any other business owner.
Funding Options
Equipment Financing
Finance refrigerated trucks and forklifts with the assets as collateral.
Explore →Revenue-Based Funding
Repay as a percentage of daily card receipts — payments scale with revenue.
Apply Now →Frequently Asked Questions
Yes. Bankable funds T visa holders based on business revenue and cash flow, not immigration status. A valid SSN, active business entity, and 6+ months of revenue are the primary requirements.
All beverage categories qualify — non-alcoholic beverages, water, energy drinks, juices, and licensed alcohol distribution operations. Bankable works with all legal beverage distribution models.
Most beverage distribution loans range from $50K to $750K. The amount depends on your monthly revenue, existing fleet assets, and customer account base.
Equipment financing uses vehicles as collateral. Revenue-based financing and business lines of credit may require a general business lien but no personal real estate collateral.
Bankable's process takes 5-14 business days from application to funding. Route-based businesses with clear revenue documentation often fund faster.
You'll need 6 months of bank statements, your T visa and SSN, business license, and any existing customer account contracts or route agreements.
Yes. Route acquisition is a common use of distribution business funding. Bankable can structure a loan to cover the purchase price of an established route.
Yes. On-time payments on your Bankable funding build your business credit profile with Dun & Bradstreet and Experian Business, strengthening your financial independence over time.