Key Takeaways
- TPS property investors and landlords qualify based on rental income and property equity
- Fix-and-flip financing, rental property loans, and portfolio financing available
- No green card required — many TPS holders have been building real estate wealth for 20 years
- Decisions in 48 hours — move fast on investment property opportunities
- Up to $5M for established TPS real estate investors
Many TPS holders who arrived in the late 1990s and early 2000s have spent 20+ years building wealth in the United States, and real estate is one of the primary vehicles. Salvadoran TPS holders in Northern Virginia have become landlords of residential properties serving their communities. Haitian TPS holders in Miami have invested in rental properties in Liberty City and Little Haiti. These are not speculative investors — these are disciplined savers who have built real equity over decades. Their rental income is real, their equity is real, and their capital needs are real.
Real Estate Funding Uses for TPS Holders
- Fix-and-flip financing: Purchase and renovation capital for single-family and small multifamily properties
- Rental property refinancing: Access equity in your existing rental portfolio for investment in additional properties
- BRRRR strategy financing: Buy-Rehab-Rent-Refinance-Repeat capital for building a rental portfolio
- Short-term bridge loans: Bridge financing for time-sensitive property acquisitions
- Portfolio expansion: Add properties to an existing rental portfolio using equity from existing holdings
Real estate financing for TPS holders is evaluated primarily on property value, rental income, and equity. We also consider commercial real estate options for business-occupied properties.
Frequently Asked Questions
Yes. Bankable provides real estate financing to TPS holders based on property value and rental income. No green card required.
Yes. Home equity in a property you own can serve as collateral for investment property financing, business capital, or other purposes.
Fix-and-flip financing provides capital to purchase a property, renovate it, and resell it for profit. It is typically short-term (6-18 months) with interest charged only on the outstanding balance.
Yes. TPS holders can legally own real property in the United States, including investment properties and rentals.
We evaluate gross rental income relative to debt service. A property generating $2,500/month in rent with a $1,200/month mortgage payment has a strong debt service coverage ratio.
Yes. Commercial real estate — including mixed-use, retail, and small office buildings — can be financed based on the property's income.
Up to $5M depending on portfolio value and income. Individual property loans typically run $75K-$1.5M.
Rates vary by property type, LTV, and term. Investment property bridge loans typically run 9-14% APR. Longer-term rental loans run 7-12%.