Key Takeaways
- Maximum varies by revenue — typically 1-3x average monthly revenue
- Equipment financing can exceed revenue-based caps if equipment value supports it
- Larger TPS businesses with $500K+ monthly revenue can access $1M-$5M
- No hard cap based on immigration status — revenue is the only limit
- 48-hour decisions across all amount ranges
The maximum loan amount for a TPS business owner at Bankable is determined primarily by your business's revenue — not by your immigration status. Bankable funds TPS businesses up to $5M, and the specific amount you qualify for depends on your monthly revenue, business type, and the product you are applying for.
Maximum Amounts by Product Type
| Product | Maximum | Key Driver |
|---|---|---|
| Working Capital Advance | $500,000 | 1-2x average monthly revenue |
| Business Line of Credit | $500,000 | Revenue and credit profile |
| Equipment Financing | $2,000,000 | Equipment value (80-90% of value) |
| Growth Capital | $5,000,000 | Business revenue and EBITDA |
| Real Estate Financing | $5,000,000 | Property value and rental income |
How Revenue Determines Your Maximum
- $15K-$25K/month revenue → typically qualifies for $15K-$75K
- $25K-$50K/month revenue → typically qualifies for $50K-$150K
- $50K-$100K/month revenue → typically qualifies for $100K-$300K
- $100K-$250K/month revenue → typically qualifies for $250K-$750K
- $250K+/month revenue → typically qualifies for $750K-$5M
These are typical ranges. Individual results vary based on industry, time in business, credit, and specific product. Check your Bankability Score for your personalized amount.
Frequently Asked Questions
Bankable funds TPS businesses up to $5M. The specific amount depends on your monthly revenue, business type, and the product.
Working capital: 1-2x average monthly revenue. Equipment: up to 90% of equipment value. Growth capital and real estate: based on EBITDA and property value.
Equipment financing and real estate financing can exceed the 2x revenue cap because they are secured by assets. Revenue-based products are typically limited to 1-2x monthly revenue.
Yes. You can have a working capital line AND equipment financing simultaneously. The total across all products depends on your overall credit profile.
Yes. We encourage TPS businesses to return for larger amounts as their revenue grows. Revenue increases enable larger advance amounts.
Our minimum is typically $10,000-$25,000 depending on the product. Smaller amounts may be better served by a business credit card.
No. Bankable evaluates all borrowers on the same revenue-based criteria. A TPS holder with the same revenue as a US citizen qualifies for the same amount.
Check your Bankability Score — a 5-minute assessment that gives you personalized amount estimates across product types.