Key Takeaways
- Licensed daycare centers and home-based providers qualify based on enrollment revenue
- Facility improvements, playground equipment, and licensing fees all fundable
- Working capital bridges the gap during enrollment growth phases
- No green card or SBA eligibility required — revenue is the qualification
- TPS childcare providers serve communities where demand far exceeds supply
Childcare is one of the most needed and undersupplied services in TPS-holder communities. Salvadoran and Guatemalan TPS entrepreneurs operate licensed daycare centers and home-based childcare programs serving working families in Northern Virginia, suburban Maryland, and beyond. These businesses provide essential community infrastructure while generating consistent, subscription-like monthly revenue from enrolled families and government subsidy programs like CCDF. A licensed daycare center with 30-60 enrolled children can generate $180,000-$400,000 annually — with highly predictable revenue from parent tuition and state childcare assistance payments.
TPS daycare operators face the same capital exclusion as every other TPS entrepreneur, but their funding needs are real and pressing: licensing compliance requires facility upgrades, playground safety standards require investment, and expanding enrollment requires additional staff. Bankable funds these needs based on your enrollment revenue and business history.
Childcare Business Funding Uses
- Facility improvements: Upgrade classrooms, bathrooms, and play areas to meet licensing requirements
- Playground and outdoor equipment: ADA-compliant playground equipment, fencing, and shade structures
- Educational materials and furniture: Age-appropriate furniture, learning materials, and nap equipment
- Staff hiring: Working capital to bring on additional teachers and assistants during enrollment growth
- New location or capacity expansion: Fund the buildout and licensing costs for a second childcare facility
- Vehicle financing: Fund a van or bus for transportation services
Check your Bankability Score or call (786) 443-5511 to discuss your childcare business's funding needs.
Frequently Asked Questions
Yes. Bankable funds licensed daycare and childcare businesses owned by TPS holders based on enrollment revenue. No green card required.
We typically fund daycares with at least $8,000/month in enrollment revenue. State childcare subsidy payments count as qualifying revenue.
Yes. Facility improvements required for licensing renewal or compliance — playground safety, fire suppression, ventilation — are all fundable uses.
Typically $25K-$750K depending on revenue and purpose. A daycare doing $25K/month qualifies for significant facility and expansion capital.
Yes. Government childcare assistance payments deposited to your business account count as qualifying revenue, often making the revenue profile even more stable.
Yes. Transportation vehicles for childcare businesses can be financed with the vehicle serving as collateral.
48-hour decision. 3-5 business days from approval to funding.
Yes. Active childcare licensing is required. We verify that you are operating legally as a registered childcare provider.