Key Takeaways
- TPS entrepreneurs throughout North Carolina qualify based on business revenue
- Major communities in Charlotte, Raleigh, and the Research Triangle are active Bankable lending markets
- SBA 2026 rule disqualifies TPS — Bankable is the revenue-based alternative
- Up to $5M for established TPS businesses in all industries
- 48-hour decisions — no green card, no SBA eligibility required
North Carolina has a rapidly growing TPS entrepreneur community, particularly in Charlotte and the Research Triangle. Guatemalan and Salvadoran TPS holders dominate construction, landscaping, and food services in Charlotte. The Research Triangle attracts Venezuelan TPS holders in technology and research.
The SBA's 2026 citizenship requirement has created an urgent funding gap for TPS entrepreneurs across North Carolina. These are not new businesses — many have been operating for 10-20 years, employing US workers, paying state and local taxes, and reinvesting in their communities. Bankable provides an alternative to SBA financing that is based entirely on your business revenue, not your immigration status.
Top Industries for TPS Entrepreneurs in North Carolina
TPS entrepreneurs in North Carolina are concentrated in several high-activity industries. Bankable has active lending relationships across all of them:
- Construction and subcontracting: From framing to finish work, TPS contractors are building North Carolina. Construction funding for TPS holders
- Restaurants and food service: Central American, Haitian, and Caribbean cuisine restaurants throughout North Carolina are community institutions. Restaurant funding for TPS holders
- Landscaping: Professional landscaping companies owned by TPS holders serve commercial and residential clients across the state. Landscaping funding for TPS holders
- Cleaning and janitorial services: Commercial and residential cleaning businesses with consistent contract revenue. Cleaning services funding for TPS holders
- Trucking and transportation: Owner-operators and fleet owners serving North Carolina's freight and transportation needs. Trucking funding for TPS holders
How Bankable Works for TPS Businesses in North Carolina
Bankable is a private lender. We are not bound by SBA eligibility rules. Our underwriting evaluates your North Carolina business on:
- Your monthly bank statement revenue (6 months minimum)
- Your business's time in operation (6 months minimum)
- Your EIN and legal business structure (LLC, S-Corp, sole proprietor with DBA)
- Your current EAD (Employment Authorization Document)
We do not require a green card, US citizenship, or SBA eligibility. We do not require real estate collateral for most products. We make decisions in 48 hours and fund within 3-5 business days. For North Carolina TPS entrepreneurs, this is the fastest path to business capital available. Check your Bankability Score now or call (786) 443-5511 to speak with a funding advisor.
The March 2026 SBA Rule and North Carolina TPS Entrepreneurs
The SBA's updated 2026 eligibility rules require 100% US citizen or national ownership for all SBA 7(a) and 504 loan programs. Every TPS holder in North Carolina — regardless of how long they have lived here, how many employees they have, or how strong their credit — is now ineligible for SBA loans. See our guide to SBA alternatives for TPS holders.
Frequently Asked Questions
Yes. Bankable provides revenue-based funding to TPS business owners throughout North Carolina. No green card required. We evaluate your business revenue and bank statements.
Construction, restaurants, landscaping, cleaning services, trucking, retail, healthcare, technology, and any other industry with documented revenue. We fund TPS businesses across all industries in North Carolina.
Bankable funds TPS businesses from $25,000 to $5,000,000 depending on revenue and business type. Most TPS businesses in the $250K-$1M annual revenue range qualify for $50K-$500K in working capital or equipment financing.
EIN, 6 months of business bank statements, and your current EAD. For amounts over $250K we may request tax returns. No immigration attorney required.
48-hour decision. 3-5 business days from approval to deposit. We are significantly faster than SBA lenders.
Yes. Bankable is a national lender available to TPS businesses throughout North Carolina, including Charlotte, Raleigh, and the Research Triangle and all other cities and towns in the state.
Yes — SBA loans now require 100% US citizen or national ownership, which disqualifies all TPS holders. Bankable is a private non-SBA lender. Our products are not affected by the SBA rule change.
Yes. An active TPS with a pending renewal is acceptable. We work with your current EAD and business revenue history.