SBA Alternative for Salvadoran Business Owners

Salvadoran entrepreneurs—many on TPS—lost SBA access March 1, 2026. Bankable funds based on business revenue only. No citizenship. No green card. Decisions in 48 hours.

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Key Takeaways

95K+
Salvadoran Business Owners
$5M
Max Capital
48 Hrs
Decision Speed
0
Citizenship Checks

El Salvador has one of the largest Temporary Protected Status populations in the United States. Salvadoran Americans on TPS have built businesses, raised families, and contributed to American communities for decades. The March 2026 SBA rule change effectively removes a critical financial tool from an already economically vulnerable community.

The Salvadoran business community is particularly concentrated in construction, landscaping, food service, and personal care services. These are cash-flow-intensive businesses with demonstrable revenue—precisely the kind of businesses Bankable serves.

SBA vs. Alternatives: 2026 Comparison

OptionCitizenshipMaxDecisionAvailability
SBA 7(a)100% required$5M30-90 daysBlocked for non-citizens
CDFIsNo$250K2-4 weeksOpen, limited capacity
BankableNo requirement$5M48 hoursFully open, 92% approval

Salvadoran Business Sectors Funded by Bankable

Community Resources for Salvadoran Business Owners

Salvadoran entrepreneurs built this economy. Bankable builds on that foundation. Check your Bankability Score today.

Your TPS status is your legal right to be here. Your business revenue is your qualification for Bankable. Apply in 5 minutes.

Frequently Asked Questions

Are Salvadoran business owners on TPS blocked from SBA loans?

Yes. TPS status does not meet the SBA's new 100% US citizenship requirement. Salvadoran Americans on TPS are now excluded from all SBA loan programs. Bankable has no TPS restriction.

What is the largest Salvadoran American business community in the US?

Los Angeles has the largest Salvadoran American population and business community, followed by Washington DC metro area, Houston, New York, and Dallas. Bankable serves businesses nationwide.

Can a Salvadoran-owned landscaping company get equipment financing?

Yes. Landscaping businesses with $150K+ annual revenue qualify for Bankable's funding, which can be used for equipment (mowers, trucks, trailers). This is one of the most common use cases for Salvadoran-owned businesses.

Are there CDFI programs specifically for Central American entrepreneurs?

Accion Opportunity Fund serves all underserved entrepreneurs including Salvadoran Americans. CAMACOL (Latin Chamber of Commerce) in Florida and Latino Economic Development Center in DC specifically serve Central American entrepreneurs.

How does Bankable handle applications from TPS holders?

Bankable does not collect or evaluate TPS status. Our application asks for business information and bank statements only. We make funding decisions based on revenue—period.

Can a Salvadoran restaurant owner get Bankable funding?

Yes. Restaurant businesses with $150K+ annual revenue qualify. Salvadoran pupuserias, restaurants, and catering businesses are eligible for Bankable's revenue-based funding.

What happens to Salvadoran businesses if TPS is terminated?

TPS termination would create significant legal challenges, but Bankable's funding relationship is based on business revenue, not immigration status. Contact Bankable immediately if TPS status changes significantly to discuss your situation.

Are there Spanish-language resources for Salvadoran business owners seeking SBA alternatives?

Accion Opportunity Fund, CARECEN, and many local CDFIs provide Spanish-language support. Contact Bankable at (786) 443-5511 for assistance in your application process.

How much can a Salvadoran construction contractor get from Bankable?

Construction businesses with $200K-$500K annual revenue typically access $40K-$150K in Bankable's first tranche. Larger contractors can access more. Revenue and operating history are the primary factors.

What minimum revenue does a Salvadoran business need to qualify for Bankable?

Bankable requires $150,000 in annual revenue and 12 months of operating history. Salvadoran-owned businesses in construction, landscaping, food service, and cleaning often meet or exceed this threshold.

Your business qualifies. Your visa doesn’t matter.

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