Key Takeaways
- AOS holders with EADs can expand their businesses into any US market — no geographic or market restriction based on immigration status
- Bankable funds market expansion capital for AOS EAD holders: sales teams, marketing, geographic build-out
- Market expansion during AOS does not affect your I-485 case — business growth demonstrates positive economic integration
- SBA expansion financing is unavailable to AOS applicants since March 2026 — Bankable is the private revenue-based alternative
- Up to $5M for AOS businesses with qualifying revenue ready to enter new markets
The green card backlog for some AOS applicants spans 10–15 years. The business opportunity in a new market may last 10–15 months before a competitor captures it. Waiting for a green card to expand your business is a strategy that has cost more AOS entrepreneurs more money than any interest rate. Bankable provides the capital to expand now, with repayment structured around the revenue your expansion generates — so growth funds itself.
What Market Expansion Funding Covers
- Geographic expansion: Opening operations in a new city, region, or state.
- New customer segment: Investing in sales and marketing to reach a new vertical or buyer profile.
- Product or service launch: Capital to develop and commercialize a new product or service line.
- Channel expansion: Funding to launch an e-commerce channel, wholesale distribution, or enterprise sales function.
- Sales team buildout: Hiring and onboarding a sales team to penetrate a new market.
Start with your Bankability Score. Our SBA 7(a) guide explains why expansion capital through SBA is unavailable to AOS holders and what Bankable provides as the private alternative.
Frequently Asked Questions
Yes. AOS holders with valid EADs can access market expansion funding from Bankable. We evaluate your business on monthly revenue — not immigration status.
Up to $5M based on your monthly business revenue. Actual amount depends on your average monthly revenue over the past 3–6 months.
No. The SBA's March 1, 2026 rule excluded all AOS applicants from SBA programs. Bankable is a private lender not subject to this restriction.
Decisions within 48 hours; funds disbursed within 3–5 business days of approval.
3–6 months of business bank statements, current EAD card, government-issued ID, and basic business documents. No USCIS case documents required.
No. Repayment is based on your business revenue performance, not immigration status. Revenue-based repayment adjusts to your actual daily receipts.
LLCs, C-Corps, partnerships, and sole proprietorships are all accepted. S-Corps are not accepted as AOS holders cannot be S-Corp shareholders.
No. Becoming a permanent resident does not change your Bankable loan terms. Funding continues unchanged through any immigration status transition.