AOS Business Funding Virginia

Northern Virginia's tech corridor — Reston, Tysons, McLean — is home to the Mid-Atlantic's largest Indian AOS community, drawn by Amazon's HQ2, Booz Allen Hamilton, and hundreds of defense contractors. Richmond and Hampton Roads add healthcare and military-adjacent AOS entrepreneurs. Bankable funds Virginia AOS businesses on revenue — no green card, no SBA required.

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Key Takeaways

Virginia AOS business owners have built real enterprises while waiting for a green card that may be years away. Whether you came through an H-1B, a family petition, or another path, your Employment Authorization Document gives you full work authorization — and Bankable gives you access to the capital your business needs to grow. The March 2026 SBA closure removed a critical option for Virginia AOS entrepreneurs. Bankable replaces it with revenue-based funding that moves in 48 hours.

Who Bankable Serves in Virginia

Any Virginia AOS holder with a valid EAD and a business generating at least $25K in average monthly revenue qualifies for evaluation. Bankable funds businesses across government IT, healthcare, professional services, restaurants, and defense consulting. Your specific AOS pathway — employment-based, family-sponsored, diversity visa, or humanitarian — does not affect your eligibility. Your business's revenue does.

How to Apply

Start by checking your Bankability Score. You'll need 3–6 months of business bank statements, your current EAD, and basic business documents. Decisions arrive within 48 hours. If you were previously considering SBA options, our SBA 7(a) guide explains the March 2026 AOS restriction and why Bankable is the essential private alternative for Virginia business owners.

Funding Products for Virginia AOS Businesses

Revenue-Based Funding

Draw $25K–$5M against your Virginia business revenue. Repay as a percentage of daily receipts — no fixed payment pressure.

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Business Line of Credit

Revolving credit for Virginia AOS businesses managing payroll, inventory, or growth expenses. Draw only what you need.

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Equipment Financing

Finance equipment for your Virginia business. Equipment serves as collateral — no immigration status considerations.

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85K+
VA AOS Applicants
$5M
Max Funding
48hrs
Decision Time
0
Green Cards Required

Frequently Asked Questions

Can Virginia AOS EAD holders get business loans in 2026?

Yes. Virginia AOS holders with a valid Employment Authorization Document can access business funding from Bankable. We evaluate your business on monthly revenue — immigration status is not a criterion.

Are SBA loans available for Virginia AOS applicants after March 2026?

No. The March 1, 2026 SBA rule formally excluded all AOS applicants from SBA 7(a) and 504 programs. Bankable is a private revenue-based lender not subject to this restriction.

What Virginia industries does Bankable fund for AOS holders?

Bankable funds AOS-owned businesses across government IT, healthcare, professional services, restaurants, and defense consulting. No industry restriction applies to AOS holders — only revenue requirements apply.

How much can a Virginia AOS business owner borrow from Bankable?

Up to $5M based on monthly revenue. The actual amount depends on your business's average monthly revenue over the past 3–6 months.

What documents does a Virginia AOS holder need to apply?

You need 3–6 months of business bank statements, your current EAD card, a valid government-issued ID, and basic business formation documents. No USCIS case documents are required.

How fast does Bankable fund Virginia AOS businesses?

Decisions arrive within 48 hours of complete documentation. Funding is typically disbursed within 3–5 business days after approval.

Does Bankable require a green card for Virginia AOS business owners?

No. Bankable does not require a green card or permanent resident status. A valid EAD and qualifying business revenue are sufficient.

Can Virginia AOS holders get equipment financing from Bankable?

Yes. Equipment financing is available for AOS-owned businesses. The equipment serves as collateral, making approval easier regardless of immigration status.

Your business deserves capital without borders

No green card. No SBA requirement. Check your Bankability Score in 5 minutes and receive a decision within 48 hours.

5 minutes to apply · No commitment · Decision within 48 hours

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Decision in 48 Hours.

Up to $5M · 92% approval rate · No equity required · All visa types welcome

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