Key Takeaways
- Montgomery County's I-270 tech and biomedical corridor has one of the Mid-Atlantic's densest Indian EB-2/EB-3 AOS populations
- NIH and FDA employ thousands of H-1B scientists and researchers with pending AOS cases who own consulting businesses
- Prince George's County's African immigrant AOS community operates healthcare, food, and retail businesses eligible for Bankable funding
- Bankable funds Maryland AOS businesses from $25K to $5M based on business revenue
- Maryland AOS business owners lost SBA eligibility March 1, 2026 — Bankable is the immediate private alternative
Maryland AOS business owners have built real enterprises while waiting for a green card that may be years away. Whether you came through an H-1B, a family petition, or another path, your Employment Authorization Document gives you full work authorization — and Bankable gives you access to the capital your business needs to grow. The March 2026 SBA closure removed a critical option for Maryland AOS entrepreneurs. Bankable replaces it with revenue-based funding that moves in 48 hours.
Who Bankable Serves in Maryland
Any Maryland AOS holder with a valid EAD and a business generating at least $25K in average monthly revenue qualifies for evaluation. Bankable funds businesses across biomedical consulting, government IT, healthcare, restaurants, and professional services. Your specific AOS pathway does not affect your eligibility. Your business revenue does.
How to Apply
Start by checking your Bankability Score. You'll need 3–6 months of business bank statements, your current EAD, and basic business documents. Decisions arrive within 48 hours. If you were considering SBA options, our SBA 7(a) guide explains the March 2026 AOS restriction and why Bankable is the essential private alternative for Maryland business owners.
Funding Products for Maryland AOS Businesses
Revenue-Based Funding
Draw $25K–$5M against your Maryland business revenue. Repay as a percentage of daily receipts — no fixed payment pressure.
Apply Now →Business Line of Credit
Revolving credit for Maryland AOS businesses managing payroll, inventory, or growth expenses.
Apply Now →Equipment Financing
Finance equipment for your Maryland business — equipment serves as collateral regardless of immigration status.
Apply Now →Frequently Asked Questions
Yes. Maryland AOS holders with a valid Employment Authorization Document can access business funding from Bankable. We evaluate your business on monthly revenue — immigration status is not a criterion.
No. The March 1, 2026 SBA rule formally excluded all AOS applicants from SBA 7(a) and 504 programs. Bankable is a private revenue-based lender not subject to this restriction.
Bankable funds AOS-owned businesses across biomedical consulting, government IT, healthcare, restaurants, and professional services. No industry restriction applies to AOS holders — only revenue requirements apply.
Up to $5M based on monthly revenue. The actual amount depends on your business's average monthly revenue over the past 3–6 months.
You need 3–6 months of business bank statements, your current EAD card, a valid government-issued ID, and basic business formation documents. No USCIS case documents are required.
Decisions arrive within 48 hours of complete documentation. Funding is typically disbursed within 3–5 business days after approval.
No. Bankable does not require a green card or permanent resident status. A valid EAD and qualifying business revenue are sufficient.
Yes. Equipment financing is available for AOS-owned businesses. The equipment serves as collateral, making approval easier regardless of immigration status.