Key Takeaways
- Bridge payroll, rent, supplier invoices, and tax payments with same-week capital
- No green card required — EAD + 3 months of bank statements qualifies you
- Approval in 24–48 hours; funds wired the same or next business day
- Revenue-based repayment automatically adjusts to your cash cycle
- Repeat access available — most clients re-draw within 90 days of first bridge
What a Cash Flow Bridge Is — and When You Need One
A cash flow bridge is short-term capital used to cover the gap between when money goes out (payroll, rent, supplier payments) and when it comes in (customer payments, invoice settlement, tax refunds). Every business hits this gap eventually. For parole-status business owners, the gap is harder to bridge because traditional bank lines of credit require citizenship or permanent residency — locking you out of the fastest, cheapest tools.
Bankable's cash flow bridge is designed for exactly this moment. It's fast, documentation-light, and evaluated on your revenue rather than your visa category.
Common Cash Flow Gaps Bankable Bridges
- Payroll gaps: You have the revenue on paper but the invoice hasn't cleared yet — your team still needs to be paid Friday
- Rent and lease payments: Commercial leases don't wait for slow weeks; Bankable keeps you current
- Supplier and inventory shortfalls: Your supplier requires payment before shipment; your customer pays 30 days after delivery
- Tax installments: Quarterly estimated taxes fall due in low-revenue months for seasonal businesses
- Equipment repair emergencies: A broken truck or machine stops revenue; fixing it fast is cheaper than the downtime
- Contract startup costs: You won a large contract but need supplies and staff before the first payment arrives
Who Qualifies: Parole Status Requirements
Bankable serves humanitarian parolees across all programs: Uniting for Ukraine (U4U), CHNV (Cuba, Haiti, Nicaragua, Venezuela), and Operation Allies Welcome (Afghan parolees). Your Employment Authorization Document (EAD) is accepted as valid business-owner identification. You do not need a green card, SSN with years of credit history, or a U.S.-citizen co-signer.
Minimum qualifications for a cash flow bridge:
- Active EAD (or other work-authorized status)
- Business operating for at least 6 months
- Minimum $10,000/month in business revenue
- 3–6 months of business bank statements
How Repayment Works
Repayment is structured as a daily or weekly percentage of your business deposits. If you agreed to repay 8% of daily deposits and your revenue doubles one week, you pay more and clear the bridge faster. If revenue dips, your payment dips too. This self-adjusting mechanism means the bridge never creates a fixed obligation that exceeds what your business earns.
Most cash flow bridges are fully repaid within 3 to 6 months. Many clients draw a new bridge immediately after — treating Bankable as their standing working capital line. Check your Bankability Score to see how much bridge capital you can access today.
Frequently Asked Questions
Yes. Bankable provides cash flow bridge funding to parole-status business owners based on revenue. U4U, CHNV, and Afghan parolees all qualify with an active EAD.
Most approvals are completed within 24–48 hours. Funds are wired the same day or next business day after approval.
Most Bankable cash flow bridges require at least $10,000 per month in business bank deposits over the prior 3–6 months.
No traditional collateral is required. Bankable's repayment is a percentage of future revenue, which serves as the implicit security.
Revenue-based repayment means your payment automatically falls when revenue falls. You won't be expected to pay a fixed amount in a month your business earned less.
Yes. Payroll is one of the most common uses of Bankable's bridge funding. Covering staff costs on time protects your team and your business reputation.
There's no limit on repeat draws. Many Bankable clients maintain an ongoing bridge relationship, drawing and repaying multiple times per year as their cash cycle demands.
No. Commercial business funding is entirely separate from immigration proceedings. Consult an immigration attorney for any status-specific questions.