Key Takeaways
- Parolees with US beverage distribution routes qualify
- Refrigerated truck financing with vehicle as collateral
- Inventory financing for seasonal product cycles
- Working capital for the net-30/60 retailer payment gap
- No green card required — EAD accepted
Beverage distribution — selling and delivering beer, wine, spirits, soft drinks, and water to retailers, restaurants, and venues — is a high-revenue business with recurring route income. Cuban parolees in Miami and Venezuelan parolees in Houston are building distribution routes that generate $50,000-$200,000/month in consistent revenue. Bankable funds the refrigerated trucks, inventory, and working capital these distributors need.
Beverage Distribution Funding Products
- Refrigerated Vehicle Financing: Refrigerated trucks and vans for cold chain beverage distribution financed with the vehicle as collateral.
- Inventory Financing: Purchase seasonal and new SKU inventory without depleting operating cash.
- Working Capital: Bridge net-30/60 retailer payment cycles. Cover driver payroll, fuel, and warehouse rent.
- Warehouse Equipment: Refrigerated storage, pallet racking, and fork equipment for distribution centers.
Equipment Financing
Refrigerated trucks and warehouse equipment financed with assets as collateral.
Explore →Frequently Asked Questions
Yes. Cuban CHNV parolees with US beverage distribution routes and verifiable revenue qualify. We accept EAD as primary ID and underwrite based on your route revenue and truck assets.
Refrigerated box trucks (14-26 foot), cargo vans with refrigeration units, and standard cargo vans for ambient-temperature products. New and used vehicles in good condition qualify.
Alcohol distribution requires state-issued distributor licenses. These are available to businesses regardless of the owner's immigration status in most states. Non-alcoholic beverage distribution typically requires only a standard business license.
$20,000 per month in verifiable distribution revenue. Route-based income with consistent retailer accounts qualifies at favorable terms due to predictable recurring revenue.
Retailers pay net-30 to net-60. Bankable advances working capital based on your outstanding receivables, allowing you to fund the next delivery cycle while waiting for prior invoices to pay.
Yes. Venezuelan CHNV parolees with US distribution operations qualify. Venezuela's commercial distribution sector was sophisticated before the economic collapse, and parolee distributors bring real logistics expertise.
Yes. Refrigerated trailers can be financed separately from the tow vehicle. We treat trailers as equipment with 36-60 month financing terms depending on age and condition.
Working capital: 48 hours. Vehicle and equipment financing: 48-72 hours. Larger facilities ($500K+): 5-7 business days.