Revenue-Based Funding Explained for L-2 EAD Holders for L-2 EAD Holders

The complete answer on revenue-based funding explained for l-2 ead holders for L-2 EAD business owners. No green card required. Bankable funds up to $5M with 48-hour decisions.

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Key Takeaways

Revenue-based funding is a financing model where repayment is tied to your actual business revenue rather than fixed monthly payments. Bankable advances capital against your revenue history and recovers a percentage of daily deposits. Strong months mean faster repayment; slower months mean proportionally smaller payments. The total repayment amount is fixed — only the timing varies.

Bankable serves L-2 EAD business owners throughout the United States with revenue-based funding from $25,000 to $5,000,000. We do not require a green card, US citizenship, or permanent residency. We evaluate your business performance — your revenue consistency, growth trajectory, and operating history. The 2022 DHS rule confirming L-2 work authorization incident to status means you are fully authorized to own and operate your business. Bankable provides the capital to do it.

Apply for L-2 EAD Business Funding Today

The application takes 5 minutes. Upload 3-6 months of bank statements. Receive your decision in 48 hours. Join L-2 EAD business owners across the US who chose Bankable when SBA and bank options were no longer available to them.

$5M
Max Funding
48hr
Decision Time
0
Green Card Req.
2022
Work Auth Rule

Frequently Asked Questions

What L-2 EAD holders need to know about revenue-based funding explained for l-2 ead holders

Revenue-based funding is a financing model where repayment is tied to your actual business revenue rather than fixed monthly payments. Bankable advances capital against your revenue history and recovers a percentage of daily deposits. Strong months m

Does Bankable require a green card?

No. Bankable does not require a green card. We fund L-2 EAD businesses based on revenue. Your L-2 EAD work authorization is sufficient.

What happened to SBA loans for L-2 EAD holders?

The March 2026 SBA rule requires all principals to be US citizens. L-2 EAD holders are now excluded from all SBA programs. Bankable is the primary alternative.

How fast is Bankable's decision?

48 hours from completed application. Funding in 2-5 business days after approval.

How much can an L-2 EAD business borrow?

From $25,000 to $5,000,000, based on your monthly revenue. Typically 1-2x your monthly gross revenue.

What documents does Bankable require?

3-6 months of business bank statements, EIN, business license, and basic business information. No immigration documents required in underwriting.

What happens to my funding if my spouse's L-1 employer changes?

Nothing. Your Bankable funding is tied to your business revenue, not your spouse's employment. L-1 employer changes have no effect on your funding.

Can I get funding even if I was rejected by a bank?

Yes. Bank rejections are common for non-citizen business owners. Bankable is not a bank and does not use the same underwriting criteria. Our revenue-based model is specifically designed for businesses that banks decline.

Can Get Business Loan 2026

Full 2026 funding guide for L-2 EAD holders.

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Does Bankable Require Green Card?

No. Here is what Bankable actually requires.

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SBA Alternative 2026

Why Bankable is the primary alternative for L-2 EAD holders.

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L-2 EAD funding. No green card. No waiting.

Revenue-based funding up to $5M for L-2 EAD business owners. No green card required. 48-hour decisions.

5 minutes to apply · No green card required · Decision within 48 hours

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Decision in 48 Hours.

Up to $5M · 92% approval rate · No equity required · All visa types welcome

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