Key Takeaways
- L-2 EAD holders can build jewelry and accessories brands in the US
- Direct access to gemstone suppliers and goldsmiths in India, Thailand, or Italy creates advantages
- Fund production, inventory, trade shows, and retail development without a green card
- DTC jewelry brands on Shopify and Etsy are strong revenue-based funding candidates
- Bankable evaluates your product revenue, not your immigration status
Jewelry and accessories entrepreneurship is a common path for L-2 EAD spouses with artisan backgrounds, gemology training, or connections to jewelry manufacturing in their home countries. India — particularly the cities of Jaipur, Surat, and Mumbai — is a global center for gemstone cutting, gold jewelry manufacturing, and fine jewelry design. South Korea and Thailand have strong jewelry manufacturing industries. Germany and Italy produce world-class watch and accessories components. L-2 EAD holders from these backgrounds have genuine supply chain advantages.
Beyond fine jewelry, accessories businesses — handbags, scarves, belts, and statement accessories — serve a wide market. Bankable funds L-2 EAD jewelry and accessories businesses from Etsy sellers to wholesale brands placing products in department stores.
Jewelry & Accessories Funding Uses
- Production and manufacturing: Custom jewelry production with overseas artisans or domestic studio
- Gemstone and material purchasing: Bulk purchasing of gems, precious metals, and raw materials at favorable terms
- Trade show and wholesale: JCK Las Vegas, NY NOW, and regional jewelry show participation
- Retail store buildout: Display cases, lighting, security systems, and shop fit-out
- E-commerce development: Shopify store, photography, and digital marketing
- Consignment collection capital: Working capital while inventory is out on consignment with retailers
Frequently Asked Questions
Yes. Jewelry business ownership — design, production, import, wholesale, and retail — is fully authorized under L-2 EAD.
Minimum $8,000/month in product sales revenue. This can be a combination of Shopify, Etsy, wholesale invoices, and retail store sales.
Yes. Gemstone and precious metal purchasing is a core business inventory expense that Bankable funds. Large raw material purchases timed to favorable pricing or market conditions are common uses.
Yes. Etsy revenue counts as business revenue in our underwriting. We look at your Etsy payout history and growth trajectory.
Yes. Industry trade shows are legitimate business development expenses. JCK booth fees, travel, sample production, and show expenses are all eligible uses.
Consignment inventory creates a cash flow challenge — your goods are in stores but you have not been paid. Bankable can provide working capital to bridge the consignment period. We look at your total revenue history, not just paid invoices.
Both. Fine jewelry (precious metals and genuine gemstones) and fashion jewelry (semi-precious, plated, costume) are eligible categories. The revenue model and margins differ, but both are fundable.
Trade agreements like India-US trade provisions, Thai FTA, and others affect import duties. Consult a customs broker for duty implications specific to your products and country of origin. Bankable funds the business regardless of duty structure.