Key Takeaways
- L-2 EAD licensed dentists can own and operate dental practices in the US
- Dental practice acquisition is one of the highest-return investments for licensed dentists
- Fund operatory equipment, practice buildout, and working capital without a green card
- Specialty dental practices (implants, orthodontics, oral surgery) command premium revenue
- Bankable evaluates your dental production revenue, not your immigration status
Dental practice ownership is a powerful wealth-building path for L-2 EAD holders who hold US dental licensure. Many L-2 spouses from South Korea, India, Japan, and Brazil — countries with strong dental education systems — arrive with dental degrees and pursue NBDE/INBDE examination pathways to US licensure. Once licensed, owning a dental practice typically generates significantly higher income than associating at a group practice.
Bankable funds L-2 EAD dental practices based on their monthly production, collection rate, active patient count, and payor mix. We understand dental practice economics — the relationship between production, collections, overhead, and profitability — and evaluate accordingly. Funding from $50,000 to $5,000,000.
Dental Practice Funding Uses
- Practice acquisition: Buy an existing practice with established patient base and revenue
- Operatory equipment: Dental chairs, delivery units, digital X-ray, and CBCT systems
- Office buildout: New practice build-out or existing practice renovation
- Working capital: Payroll for hygienists and front desk, supply purchasing, and lab fees
- Specialty equipment: Implant systems, orthodontic materials, or oral surgery equipment
- Digital dentistry: CEREC, intraoral scanners, and digital workflow integration
Frequently Asked Questions
Yes. L-2 EAD licensed dentists can own dental practices. You must hold a valid dental license in the state(s) where you practice. State dental practice act requirements on ownership vary — most allow any licensed dentist to own, regardless of citizenship.
Minimum $40,000/month in dental production or collections. Established dental practices with consistent patient volume and diverse payor mix (insurance plus fee-for-service) are ideal.
Yes. Practice acquisition is one of the best uses of dental capital. Buying an existing practice with established patients typically generates immediate revenue. The selling dentist's revenue history is your underwriting basis.
Yes. Orthodontic, oral surgery, periodontic, pediatric dental, and endodontic specialty practices are all eligible. Specialty practices typically generate higher per-patient revenue.
Yes. Implant dentistry is one of the highest-margin dental services. Adding implant capability — training, implant system, surgical equipment, CBCT — is a strong ROI investment that Bankable can fund.
De novo (startup) dental practices are possible but require careful evaluation. We look at your signed lease, equipment commitments, and initial patient acquisition plan. Experienced dentists with established patient relationships they plan to bring from a prior practice are stronger candidates.
We evaluate your payor mix to understand revenue predictability. Fee-for-service practices have higher revenue per patient. Insurance-dependent practices have higher volume but lower per-patient revenue. We evaluate total production and collections.
Ownership structures where an L-2 EAD dentist owns a practice while also working as an associate elsewhere are complex. Consult with a dental practice attorney about non-compete provisions and practice ownership structures in your state.