Key Takeaways
- Business emergencies — equipment failure, client loss, unexpected expenses — require fast capital
- Bankable provides emergency working capital in as few as 48 hours — no green card required
- Revenue-based products require no collateral and fund faster than equipment financing
- SBA emergency loans are no longer available to non-citizen business owners
- 48-hour decisions for qualified businesses facing urgent capital needs
Business Emergencies Don't Wait for Banks
A restaurant commercial refrigerator fails on a Friday afternoon. A landscaping company's primary mower breaks down at the start of peak season. A cleaning company's best commercial client cancels a major contract. A construction contractor's most experienced crew lead leaves for a competitor mid-project. These are business emergencies that require immediate capital — not a 30–90 day SBA process.
Bankable provides emergency working capital with 48-hour decisions and 3–5 day funding for qualified businesses. No green card required, no lengthy underwriting process. We look at 6 months of bank statements and your current revenue, and we decide quickly.
Common Business Emergencies Bankable Solves
- Equipment failure: A broken commercial mower, refrigerator, or vehicle can shut down a service business. Emergency equipment financing or working capital to repair or replace quickly.
- Client loss: Losing a major client creates an immediate revenue gap. Working capital bridges the gap while new clients are acquired.
- Payroll gap: An unexpected expense or delayed invoice can create a payroll gap. Emergency working capital ensures your team is paid on time.
- Facility emergency: A plumbing failure, fire, or vandalism at your business location requires immediate capital for repairs.
- Supply chain disruption: A key supplier failure may require immediate purchase of alternative inventory from a more expensive source.
Emergency Working Capital
$25K–$500K. 48-hour decision. 3–5 day funding. No green card required.
Apply Now →Emergency Equipment Financing
Fast equipment financing for critical equipment failures. The equipment serves as collateral.
Learn More →Call Now
For urgent situations, call (786) 443-5511 to speak with a funding advisor immediately.
Call (786) 443-5511 →Frequently Asked Questions
Bankable provides decisions within 48 hours. Most emergency working capital products fund within 3–5 business days of approval. For extremely urgent situations, call (786) 443-5511 to speak with a funding advisor about expedited processing.
Yes. Bankable does not require a green card for any of its products. Emergency working capital and equipment financing are both available to non-citizen business owners with valid SSNs.
Equipment failures, payroll gaps, client loss working capital, facility repair costs, supply chain emergencies, and any other urgent working capital need.
Emergency working capital ranges from $25,000 to $500,000 for most business emergencies. The exact amount depends on your business's monthly revenue and cash flow.
For emergency applications, we prioritize speed. You'll need 3–6 months of business bank statements, your EIN, and personal identification. No green card required.
We offer 48-hour decisions, not same-day funding. For truly same-day needs, a business credit card or personal emergency fund is the only same-day option. Bankable is the fastest responsible lending option.
Emergency working capital is typically revenue-based — repayment as a percentage of daily deposits. Terms range from 3–18 months depending on the amount and your business's cash flow.
Yes. Sole proprietors with documented business revenue and an EIN qualify for emergency working capital products.