Key Takeaways
- Florida employs more H-2B workers than almost any other state — primarily in theme parks, resorts, and hospitality
- Former H-2B workers who settled in Florida own thousands of businesses across landscaping, cleaning, restaurants, and construction
- Bankable funds Florida H-2B-background businesses $25K–$5M based on revenue — no green card required
- SBA 2026 rule eliminated non-citizen business owners from all SBA programs in Florida
- 48-hour decisions for qualified Florida businesses
Florida: America's H-2B Capital
Florida employs more H-2B workers than almost any other state. Walt Disney World, Universal Orlando, SeaWorld, Busch Gardens, and hundreds of independent resorts, country clubs, and amusement parks hire thousands of H-2B workers every year for seasonal hospitality, entertainment, landscaping, and maintenance roles. The Greater Orlando area alone accounts for tens of thousands of H-2B placements annually.
Miami-Dade, Broward, Palm Beach, Hillsborough, and Orange counties all have large communities of former H-2B workers who transitioned to permanent work authorization and launched businesses. These businesses range from landscaping companies in Orlando and Tampa to cleaning services in Miami, restaurants in Kissimmee serving the Latino community around Disney, and construction contractors in South Florida's booming real estate market.
Florida H-2B Industries
- Theme park and resort hospitality: Disney World, Universal, SeaWorld, Marriott resorts, Hilton resorts — Florida's hospitality economy is massive and H-2B-dependent.
- Landscaping: Florida's year-round growing season creates 12-month landscaping demand. Former H-2B landscaping workers in Florida run companies serving residential communities and commercial properties.
- Cleaning services: Hotel-grade cleaning companies built by former H-2B housekeepers are among the most common businesses in Florida's former H-2B community.
- Restaurants and food service: The Orlando and Miami restaurant scenes have substantial numbers of former H-2B workers who launched their own food service businesses.
- Construction: Florida's ongoing construction boom creates strong demand for construction contractors in all trades.
SBA 2026 Impact on Florida Businesses
The 2026 SBA citizenship rule has a disproportionate impact on Florida, which has one of the largest non-citizen business owner populations in the country. The Florida SBDC estimated that tens of thousands of Florida small businesses are owned by non-citizen immigrants who previously relied on SBA loan programs. Bankable is the primary alternative for these Florida business owners.
Florida Landscaping Funding
Revenue-based funding for Florida landscaping companies. No green card required.
Learn More →Florida Hospitality Funding
Hotel and cleaning service funding for Florida hospitality entrepreneurs.
Learn More →Florida Construction Funding
Working capital and equipment for Florida construction contractors.
Learn More →Frequently Asked Questions
Yes. Bankable funds businesses in all 50 states including Florida. Former H-2B workers with any valid work authorization and documented business revenue qualify.
We fund landscaping, cleaning services, hospitality, restaurants, construction, food trucks, retail, and all other industries where Florida businesses generate documented revenue.
Florida has one of the largest non-citizen small business owner populations in the country. The SBA 2026 citizenship rule eliminated all of these owners from SBA programs. Bankable is the primary private capital alternative.
Funding ranges from $25,000 to $5,000,000 depending on your business's annual revenue, industry, and cash flow.
Bankable provides 48-hour decisions. Most Florida businesses receive approval in 48 hours and funding within 3–5 business days.
Bankable operates nationally. Applications are processed online and by phone. Call (786) 443-5511 to speak with a Florida-specific funding advisor.
Yes. Bankable provides bilingual (English and Spanish) support for business owners. Call (786) 443-5511 to reach a Spanish-speaking advisor.
Six months of business bank statements, your EIN, Florida business license or registration, and personal identification. No green card required.