Key Takeaways
- Former H-2B workers who pursued scientific careers often launch biotech research and laboratory services businesses
- Bankable funds biotech and laboratory businesses $25K–$5M based on contract and service revenue
- Equipment financing, working capital, and laboratory build-out all available — no green card required
- SBA 2026 rule eliminated non-citizen biotech business owners from all SBA programs
- 48-hour approvals for qualified biotech and laboratory businesses
From H-2B Worker to Biotech Entrepreneur
Former H-2B workers who used their seasonal earnings to fund science degrees — biology, chemistry, biochemistry, pharmaceutical sciences — and who subsequently pursued graduate degrees and industry careers have established themselves in the biotechnology sector. Some have launched contract research organizations (CROs), analytical testing laboratories, food safety testing labs, environmental testing services, and specialty diagnostic companies.
Bankable funds biotech and laboratory businesses on documented contract and service revenue — no citizenship required.
Laboratory Equipment Financing
HPLC systems, mass spectrometers, centrifuges, and analytical instruments. Asset-secured.
Learn More →Revenue-Based Funding
Based on laboratory service revenue. Repay as a percentage of daily deposits.
Apply Now →Frequently Asked Questions
Yes. Bankable funds biotech and laboratory businesses regardless of the owner's immigration status. Documented service and contract revenue is the primary criterion.
We fund contract research organizations, analytical testing labs, food safety testing services, environmental testing companies, and specialty diagnostic businesses.
Yes. Laboratory equipment financing is available for analytical instruments, centrifuges, chromatography systems, and other high-value lab equipment.
Funding depends on annual revenue. A laboratory generating $600K–$2M annually might qualify for $150K–$700K.
The 2026 SBA rule requires 100% citizenship, eliminating non-citizen biotech business owners. Bankable is private capital with no citizenship requirement.
Yes. Working capital lines cover payroll and supply costs for laboratories with net-30 to net-60 payment terms from clients.
Six months of business bank statements, your EIN, laboratory accreditation, and personal identification. No green card required.
Most applications receive a decision within 48 hours. Funds are typically deposited within 3–5 business days.