Key Takeaways
- E-2 real estate service companies — property management, brokerage, and advisory — qualify for Bankable funding
- Property management fee income, brokerage commissions, and advisory retainers all serve as revenue documentation
- Note: direct real estate investment (buying properties) is generally not a qualifying E-2 investment without active operations
- The March 2026 SBA rule change bars non-citizen business owners — Bankable is the alternative
- Funding from $100K to $5M for business expansion, staffing, and operational growth
The relationship between E-2 visas and real estate is nuanced. USCIS does not consider passive real estate investment (buying rental properties) to be a qualifying E-2 business because it lacks the “active management” requirement. However, real estate service businesses — property management companies, real estate brokerages, construction and renovation firms, and real estate advisory practices — are legitimate E-2 vehicles that generate active, operating revenue.
South Korean and Chinese investors frequently establish property management companies as their E-2 vehicle, managing their own properties and third-party properties for fee income. Canadian investors leverage their real estate expertise to build US brokerage operations. Brazilian and Colombian investors establish real estate advisory firms serving Latin American clients investing in Florida and Texas markets. These active real estate businesses have EINs, employees, and documented fee income that Bankable can underwrite.
Real Estate Business Capital Uses
- Property management expansion: Adding staff, software, and operational infrastructure to manage more units
- Brokerage office buildout: Opening new market offices and hiring additional agents or support staff
- Technology investment: CRM, property management software, and marketing platforms
- Acquisition of a competing firm: Buying a property management or brokerage company to scale quickly
- Working capital: Covering operational costs during expansion periods before revenue from new properties stabilizes
Business Expansion Capital
Fund your property management or brokerage expansion based on existing fee revenue.
Apply Now →Acquisition Financing
Buy a competing firm or expand your portfolio of managed properties.
Learn More →Working Capital Line
Revolving access for operational costs as you scale your real estate business.
Learn More →Frequently Asked Questions
Yes, for active real estate service businesses (property management, brokerage, advisory). Passive real estate investment (rental properties alone) may not qualify for Bankable's business funding.
Property management companies, real estate brokerages, real estate advisory firms, and construction companies actively managed by the E-2 investor. Passive rental property portfolios generally do not qualify as E-2 investments.
Bankable funds operating businesses, not direct property acquisitions. If your business generates fee revenue from real estate services, that business qualifies for Bankable’s funding.
Most Bankable real estate service clients have $400K+ in annual fee revenue. Property management companies with 100+ units typically generate this level.
Yes. Staffing expansion for operational growth is a common and eligible use of Bankable funding for real estate service companies.
Yes. Management fee income (typically 8–12% of rents collected) plus leasing fees and maintenance markups provide clean, regular revenue that Bankable underwrites well.
Yes. Brokerages with documented commission income and retainer arrangements qualify based on trailing 6-month revenue averages.
Yes, if structured with active operations, employees, and client-paid advisory fees. Your immigration attorney should confirm the structure qualifies for E-2.