Key Takeaways
- E-2 consulting firms with retainer revenue and project contracts qualify for Bankable funding
- Management consulting, IT consulting, engineering, environmental, and HR consulting are all eligible
- Bankable evaluates AR aging reports and retainer income — no green card required
- British, Japanese, and Indian E-2 holders frequently operate US consulting firms
- Fund team expansion, office buildout, and enterprise contract fulfillment up to $5M
A consulting firm is an attractive E-2 vehicle because the investment requirement — typically $100,000–$300,000 in working capital, office setup, software licenses, and initial payroll — is achievable for experienced professionals, and the revenue model generates clean, invoice-based documentation that lenders value. British management consultants, Japanese IT consultants, German engineering consulting firms, and Indian technology advisory practices collectively represent thousands of E-2 visa-backed consulting businesses across the United States.
The consulting firm’s capital need is typically one of three types: team expansion to fulfill a large contract, cash flow bridging while waiting for net-60 client payments, or infrastructure investment to move from individual consulting to a repeatable firm model. All three are well-suited to Bankable’s revenue-based approach.
Consulting Revenue: The Bankable Advantage
Consulting revenue is extraordinarily clean. You have signed contracts, statements of work, invoices, and wire transfers or ACH deposits. Bankable can underwrite a consulting firm in hours when the documentation is this clear. Unlike restaurant or retail revenue with cash and card mixing, consulting revenue arrives in large, traceable deposits that tell an unambiguous business story.
- Team expansion: Hiring additional consultants or subcontractors to fulfill a large contract award
- Accounts receivable bridge: Covering payroll while net-60 or net-90 invoices age
- Office and infrastructure: Opening a second office, upgrading enterprise software, or building out delivery infrastructure
- Business development: Sales team hiring, conference presence, and proposal development costs for enterprise clients
- Certification and compliance: ISO certification, SOC 2 audits, or government contractor compliance costs
AR Bridge Financing
Stop waiting 60 days for clients to pay. Bankable advances against your outstanding invoices to keep operations smooth.
Apply Now →Team Expansion Capital
Fund the hiring required to fulfill your next large contract without using operating reserves.
Learn More →Revenue-Based Funding
Non-dilutive growth capital repaid as a percentage of your monthly consulting revenue.
Apply Now →Frequently Asked Questions
Yes. E-2 consulting firm owners with documented retainer income and project contracts qualify for Bankable funding. No green card or SBA eligibility required.
Most Bankable consulting clients have $400K–$2M in annual revenue. Firms with strong retainer income and enterprise contracts are prioritized.
Yes. Team expansion to fulfill contracts is the most common use case for consulting firms. Bankable can structure payroll-bridging capital timed to your project timelines.
We accept signed contracts, statements of work, invoice aging reports, and bank statements. Retainer contracts are particularly favorable for underwriting.
Yes. Your business must be a US-registered LLC or corporation with an EIN. E-2 visa requirements ensure this — the business entity is the basis of your visa.
Yes. Bankable can structure a working capital advance based on your trailing revenue while you wait for a new contract to kick off.
Management, IT, engineering, HR, marketing, financial, environmental, and most professional services consulting businesses qualify.
Revenue-based funding does not require traditional collateral. We take a general business lien as a security position, not personal or real estate collateral.