Key Takeaways
- E-2 cleaning company owners with recurring commercial or residential contracts qualify for Bankable funding
- Equipment purchases, staffing expansion, and fleet vehicles are all eligible uses
- Recurring contract revenue provides the stable, predictable income Bankable underwrites best
- Brazilian, Colombian, Mexican, and Filipino E-2 holders commonly operate US cleaning businesses
- Funding from $50K to $5M with 48-hour preliminary decisions
Cleaning services businesses are among the most accessible E-2 visa investment categories. The initial investment — equipment, vehicles, supplies, initial staffing, and working capital — can meet the substantial investment requirement at a lower total cost than restaurant or manufacturing businesses, while the recurring contract model generates highly predictable monthly revenue. Brazilian, Colombian, and Mexican E-2 investors have built cleaning company empires across commercial office markets in Miami, Houston, New York, and Chicago. Filipino investors frequently operate hotel and healthcare facility cleaning contracts in major metro areas.
Commercial cleaning contracts are particularly valuable for Bankable’s underwriting: signed multi-year contracts with creditworthy clients (office buildings, hospitals, government facilities, retail chains) represent predictable future revenue that supports larger funding amounts than month-to-month residential accounts. A cleaning company with $80K in monthly contracted revenue from corporate accounts can support significantly more capital than its current bank statements alone might suggest.
Cleaning Business Capital Uses
- Fleet vehicles: Additional vans or trucks for new routes or contract areas
- Commercial cleaning equipment: Floor scrubbers, carpet extractors, pressure washers, and specialized equipment for new contract types
- Staff expansion: Working capital to fund new hires before contract revenue begins
- Contract startup costs: Equipment and supplies required before the first invoice on a large new account
- Franchise territory acquisition: Purchasing a cleaning franchise territory to accelerate growth
Equipment Financing
Fund floor equipment, vehicles, and supplies with asset-backed terms and faster approval.
Learn More →Working Capital Line
Revolving access for payroll and supplies as you onboard new contracts.
Learn More →Contract-Based Funding
Fund the startup costs of a large new commercial contract before the first invoice.
Apply Now →Frequently Asked Questions
Yes. E-2 cleaning company owners with documented contract revenue qualify for Bankable funding. No green card required.
Commercial janitorial, residential cleaning, carpet cleaning, window cleaning, pressure washing, and specialty cleaning businesses all qualify.
We accept signed contracts, invoice aging reports, bank statements showing client payment deposits, and QuickBooks or similar accounting exports.
Yes. Working capital for large contract mobilization — equipment, uniforms, supplies, and initial payroll — is a common Bankable use case.
Most Bankable cleaning clients have $200K+ in annual contract revenue. Companies with strong commercial accounts may qualify at lower levels.
Yes. Floor scrubbers, carpet extractors, and commercial cleaning equipment qualify for asset-backed financing.
Yes. Cleaning franchise operators (Jan-Pro, Coverall, Servpro) with documented franchise revenue qualify.
Yes. Payroll bridging while new crews onboard and new contracts ramp up is a standard Bankable working capital use.