Key Takeaways
- E-2 accounting firm and CPA practice owners with retainer and tax season revenue qualify for Bankable funding
- Firm acquisition, staff hiring, and software investment are all eligible uses
- Korean, Indian, Chinese, and Colombian E-2 holders frequently operate US CPA and accounting practices
- Tax and advisory retainer revenue provides highly predictable underwriting documentation
- Funding from $150K to $3M with 48-hour preliminary decisions
Accounting and CPA firms are ideal E-2 visa businesses for investors with accounting and tax backgrounds: the investment (office buildout, software, working capital) meets the substantial investment threshold, the recurring client relationships create predictable annual revenue, and the essential nature of tax and compliance services creates natural demand. Korean-American CPAs serve Korean business owner communities across every US market — the Korean-owned businesses need accountants who understand their business types and their cultural context. Indian accountants build practices serving South Asian entrepreneurs. Chinese accountants serve the Chinese business owner community with language-competent tax services.
CPA firm revenue is beautifully predictable: tax season creates a concentrated Q1 spike, but quarterly estimated tax filings, monthly bookkeeping retainers, and annual audit engagements smooth the curve throughout the year. Most established CPA firms have client retention rates of 85%+ — once you have a client, they return year after year. This creates the equivalent of an annuity that Bankable values highly in underwriting.
CPA Firm Capital Uses
- Firm acquisition: Buying an existing CPA firm or book of business from a retiring practitioner
- Staff expansion: Hiring CPAs, enrolled agents, and bookkeepers to serve more clients
- Technology: Tax software, cloud accounting platforms, workflow automation, and practice management systems
- Office expansion: Larger space to accommodate growing staff and client meetings
- Marketing: Client acquisition campaigns targeting specific business owner communities
Firm Acquisition Capital
Buy a retiring CPA’s book of business or acquire an existing practice.
Learn More →Working Capital Line
Revolving access for staff payroll and technology during practice growth.
Learn More →Frequently Asked Questions
Yes. E-2 accounting and CPA firm owners with documented retainer and tax season revenue qualify for Bankable funding. No green card required.
CPA firms, public accounting practices, tax preparation businesses, bookkeeping services, and financial advisory firms with documented revenue.
We accept client engagement letters, billing records, accounting software exports, and bank statements showing client fee deposits.
Yes. Practice acquisitions are a primary use case for CPA firm clients. We evaluate the acquired book of business’s revenue history.
Most Bankable CPA clients have $400K+ in annual revenue. Firms with strong year-round retainer income qualify at lower revenue levels.
Yes. Professional staff expansion is the most common growth capital use for CPA firms.
Yes. We evaluate 12-month trailing revenue with seasonal context. Tax season concentration does not disqualify a firm if annual revenue is otherwise strong.
Accounting firm ownership rules vary by state. Many states allow non-CPAs to hold minority ownership. Consult your state board and immigration attorney for the appropriate structure.