Key Takeaways
- Bankable funds consulting and professional services firms with no citizenship requirement
- DACA consultants operate strategy, HR, IT, and management consulting practices across the US
- Revenue-based tranche funding eliminates the need for hard collateral — your contracts are your asset
- SBA loans now closed to DACA business owners — Bankable is the direct alternative with 48-hour decisions
- Proposal pipeline, payroll bridge, and office expansion all fundable through Bankable's tranche model
DACA recipients have earned MBAs from Ivy League schools, worked at McKinsey, Deloitte, and Big Four firms, and launched their own consulting practices. From organizational change management to HR strategy to IT consulting, DACA-led firms are winning enterprise contracts and building real revenue. Bankable is built to fund that ambition without asking about your green card.
What Consulting Firms Fund With Capital
- Payroll bridge: Contract and project revenue often pays 30–60 days after delivery — capital keeps staff paid in between
- Proposal and BD costs: Travel, presentations, RFP preparation for enterprise contracts
- Office and infrastructure: Leasing office space, collaboration tools, client-facing infrastructure
- Hiring: Adding senior consultants or analysts to take on larger engagements
- Certification and training: PMP, Six Sigma, industry certifications that unlock higher-value contracts
- Technology investment: CRM, project management platforms, analytics tools
The SBA Gap and the Bankable Solution
The SBA's 2026 citizen-only rule hits consulting firms hard. A DACA-led management consulting firm with $2M in annual project revenue and Fortune 500 clients is now locked out of SBA working capital lines. Bankable's revenue-based model funds that same firm in 48 hours — no citizenship check, no green card box to tick.
Requirements for DACA Consulting Funding
| Factor | Bankable Standard |
|---|---|
| Immigration | DACA with EAD + SSN — no green card required |
| Revenue | $15,000+ monthly from consulting contracts or retainers |
| Business Age | 12 months with documented client revenue |
| Collateral | Not required — contract pipeline and revenue are primary factors |
| Funding Range | $25K to $5M depending on ARR and contract backlog |
Connect your consulting business to growth capital at bankablefunds.com/bankability-score. Your client contracts and monthly revenue tell us everything we need to know.
Frequently Asked Questions
Yes. DACA status with EAD and SSN qualifies for Bankable funding. Your consulting revenue — from contracts, retainers, or project fees — is the primary qualification factor. No citizenship required.
Management, strategy, HR, IT, marketing, financial, and operational consulting firms all qualify. We fund any professional services business with documented monthly revenue of $15,000+.
Bank statements showing client payments, signed contracts, QuickBooks or FreshBooks exports, and invoices are all accepted. We look for 3–12 months of consistent revenue history.
Yes. This payroll and operating cost bridge is one of the most common uses of Bankable capital for consulting firms. We structure the tranche around your average receivables cycle.
Bankable prefers funding LLCs or corporations. If you're operating as a sole proprietor, we recommend forming an LLC first — it's a straightforward process in any state and protects your personal assets.
Yes. A revolving business line of credit is available for consulting firms with established revenue. Draw capital for proposals and payroll, repay as client payments arrive, and redraw as needed.
Government contracts are strong revenue documentation. Federal, state, and local government contracts are accepted as revenue evidence. Some government contracts may have citizenship clauses — check your specific contract terms.
Bankable issues decisions within 48 hours. Funding typically arrives 3–7 business days after approval. For proposal deadlines or immediate payroll needs, our speed is a direct competitive advantage.
Yes. Adding your first full-time staff member is a covered use case. Many solo DACA consultants use Bankable capital to hire a junior analyst or operations coordinator that allows them to take on more engagements.
No. We fund consulting across all industry verticals — technology, healthcare, retail, financial services, government, and more. The consulting firm's revenue profile matters more than the industries it serves.