Key Takeaways
- DACA recipients from agricultural families have built farms, nurseries, and food production operations
- Bankable funds farm equipment, crop operating capital, and expansion with no citizenship requirement
- USDA farm loans now largely inaccessible to DACA farmers — Bankable is the direct alternative
- Seasonal crop operating capital available for planting, growing, and harvest cycles
- Your farm revenue and crop contracts are your bankability — no green card needed
DACA entrepreneurs have built successful Agriculture & Farming businesses across the United States. With valid Employment Authorization Documents and Social Security Numbers, they run operations, employ American workers, and pay taxes — yet face systematic exclusion from the capital markets that fund their competitors. Bankable exists to correct that.
What Agriculture & Farming Businesses Fund With Capital
- Farm equipment: Tractors, irrigation systems, harvesters, specialty agricultural machinery
- Crop operating capital: Seeds, fertilizer, labor costs for planting and growing cycles
- Livestock: Animal acquisition and feeding costs for ranching operations
- Storage and processing: Cold storage, processing equipment, packing facilities
- Land: Lease financing for additional acreage to expand production
- Direct sales: Farmers market setup, CSA program launch, food distribution
The SBA Gap and the Bankable Solution
The SBA's March 2026 citizen-only rule eliminated the most affordable small business lending program for DACA owners. Bankable's revenue-based tranche funding fills this gap: no citizenship required, no green card needed, 48-hour decisions. Your agriculture & farming revenue is your qualification. Learn more about SBA alternatives for DACA business owners.
Funding Requirements
| Factor | Bankable Standard |
|---|---|
| Immigration | DACA with EAD + SSN — no green card required |
| Revenue | $15,000+ monthly from farm sales or agricultural operations |
| Business Age | 12 months of farm operating history |
| Business Type | Produce farms, nurseries, ranches, specialty crops, organic operations |
| Funding Range | $25K to $5M based on acreage and revenue |
Check your eligibility at bankablefunds.com/bankability-score — a 5-minute process with no commitment and no citizenship questions.
Frequently Asked Questions
Yes. DACA status with a valid EAD and SSN qualifies for Bankable funding. No citizenship or green card is required. Your farm revenue is the primary qualification factor.
EAD card, SSN, 3 months of business bank statements, business license, and a voided business check. No green card or citizenship documentation required.
Yes. The SBA's March 2026 rule now requires all SBA loan borrowers to be US citizens or nationals, locking out DACA recipients. Bankable's revenue-based funding is the direct alternative with no citizenship requirement.
Bankable issues decisions within 48 hours of a complete application. Funding typically arrives 3–7 business days after approval.
Bankable funds up to $5M through our tranche system. Actual amounts depend on your monthly revenue and business profile.
Yes — your EAD must be current at the time of application. DACA's renewal cycle does not disqualify you — we understand the administrative process.
Yes. A revolving business line of credit is available for established businesses with consistent monthly revenue. Draw, repay, and redraw as your business cycle requires.
Revenue-based funding carries a higher rate than SBA loans. For DACA owners who cannot access the SBA program, the comparison is between Bankable's rates and no access at all. We price transparently based on your full profile.
Yes. Staffing expansion is a covered use case. Adding employees directly increases your revenue capacity and is one of the most common uses of Bankable capital.
We accept 3 months of business bank statements, POS reports, QuickBooks exports, and industry-specific revenue documentation. We look for consistent monthly revenue over your operating history.