Key Takeaways
- Equipment failures, fire damage, theft, and contract losses all create emergency capital needs
- No green card required — 48-hour emergency funding available
- Revenue-based emergency advances based on your trailing bank deposits
- Asylees cannot rely on SBA disaster loans — private emergency capital is essential
- Decisions within 48 hours
Business emergencies don't wait for immigration status to resolve. A walk-in cooler fails on a Friday at a Haitian restaurant in Miami — $8,000 repair bill, or $40,000 in food spoilage and lost weekend revenue. A fire damages a cleaning company's equipment van in Boston — $35,000 replacement cost before the next Monday's contracts can be fulfilled. A landscaping company's largest client cancels without notice in the middle of growing season — payroll is due in five days.
Asylee business owners face these emergencies with one hand tied behind their backs: they can't walk into a bank and get an emergency line of credit without a green card. Bankable's emergency capital program is specifically structured for speed — decisions within 48 hours, funds within 3-5 business days.
Emergency Capital Uses
- Equipment repair or emergency replacement
- Property damage repair (not covered by insurance or while insurance processes)
- Payroll when a major client pays late or cancels
- Inventory replacement after theft or spoilage
- Utility arrears and critical vendor payments
- Legal defense costs for unexpected business litigation
How to Apply for Emergency Capital
Call Bankable directly at (786) 443-5511 and explain the emergency. We expedite the review of your bank statements and business information. For genuine emergencies with documented need, we can compress our normal 48-hour timeline where possible.
Minimum: $10,000/month in business revenue, 6 months operating history, US entity, EAD.
Frequently Asked Questions
Decision within 48 hours, funds in 3-5 business days after approval. For urgent situations, call us directly at (786) 443-5511 to expedite.
No. SBA disaster loans also fall under the SBA citizenship rule as of 2026. Private emergency capital is the only route for asylees.
$10,000/month, 6 months operating history, US entity, EAD.
Yes. Equipment failure is one of the most common emergency capital requests.
Yes. Bankable funds from $10,000. Emergency advances of $10,000-$50,000 are common.
We look at trailing 6-month average revenue. A temporary drop due to an emergency is noted and explained — it doesn't automatically disqualify you.
Yes. Insurance deductibles and gap costs while insurance processes a claim are valid uses.
Yes. We ask for a brief explanation of the emergency and the capital needed. This helps us size the advance appropriately.